Housing or Council Tax Benefits

Housing Benefit

You may be able to get help paying your rent if you have a low income and live in rented housing.  Not all carers can claim Housing Benefit but you can apply if you:
 
  • pay rent
  • have a low income (you can be working or on other benefits)
  • have less than £16,000 saved
The person you care for may be able to apply for Housing Benefit if this describes them.
 
There are also rules about immigration control, students and living in the property.  Find out who can get Housing Benefit on the Citizens Advice website.
 
Also use the Turn2us benefits calculator to see if you qualify for any benefits, including Housing Benefit.
 
If you live in Northern Ireland the rules about Housing Benefit are different. Visit Housing Benefit / Rate Relief on indirect to see if you can apply.
 
If you need help paying your mortgage find out about Support of Mortgage Interest (SMI) on the Gov.uk website.
 
How much will I get?
 
The amount of Housing Benefit you get depends on your income and savings, where you live, who lives with you, how old you are and how much rent you pay. Your partner’s income and savings will also be taken into account.
 
You should also contact your local carer service to get advice about how Carer’s Allowance may affect your Housing Benefit.
 
How to apply
 
Find out how to claim Housing Benefit on the Gov.uk website.
 
  • If you claim Employment and Support Allowance, Income Support or Job Seeker’s Allowance contact Jobcentre Plus
  • If you claim Pension Credit contact the Pension Service
  • If you don’t claim any other benefits contact your local council.

Further information about Housing Benefit

Some people claiming Housing Benefit have had the amount they get reduced if their home is too big for them. This is called the bedroom tax. Find out more about the bedroom tax on the Carers UK website.
 
Universal Credit will replace Housing Benefit but it is only being rolled out in certain areas and to certain people. Find out if you might be affected by Universal Credit on the Gov.uk website.
 
The benefit cap may reduce the amount of Housing Benefit you get. Find out more about the benefit cap on Carers UK website. 

Council Tax Reduction

You may be able to get the amount of council tax you pay reduced if you have a low income or claim benefits. You can own your home or rent.
 
Not all carers can claim Council Tax Reduction but you can apply if you:
  • Have a low income (you can be working or on other benefits)
  • Pay rent (you name is on your council tax bill)
The person you care for may be able to apply for Council Tax Reduction if this describes them.
 
This reduction used be called Council Tax Benefit but this has now been replaced by Council Tax Reduction.
 
Council Tax Reduction is not available in Northern Ireland but you still get help paying your rate. A guide to Rates is available on the nidirect website.
 
How much will I get?
 
The amount of Council Tax Reduction you get will depend on your income and savings, where you live, who lives with you, how old you are and how much rent you pay. Your partner’s income and savings will also be taken into account.
 
If you get Income Support, income-based Jobseekers Allowance, income-related Employment and Support Allowance, or Pension Credit then you may not have to pay any council tax.
 
How to apply
 
To apply get in touch with your local council. Apply for Council Tax Reduction on the Gov.uk website.