Many carers have either given up work or don't earn very much because of their caring responsibilities. Since April 2002 many of these carers have been able to build up additional State Pension, for when they retire, through the State Second Pension.

Many carers will build up State Second Pension automatically. For example, if they are entitled to a relevant benefit such as: Carer's Allowance; Income Support as a carer; or Child Benefit for a child under six. These people do not need to do anything different.

However, if a carer is not entitled to one of these benefits, then the Government doesn't know about their caring responsibilities and they may need to act to ensure they start to build up State Second Pension. For example, some carers may need to make a claim for Home Responsibilities Protection (HRP) and there are time limits for doing this.

To find out more, carers can get a copy of the free guide "State pensions for carers and parents" (PM9). Copies can be obtained at www.pensionguide.gov.uk